General & Contractors Liability Insurance
Advance Insurance is one of the leading liability underwriters in the UK offering comparative Per Capita and Wages & Turnover based quotations on over 400 trades and professions.
Key Advantages
- Public liability up to £5,000,000
- 25% no claims discount
- Competitive premiums
- Direct access to experienced underwriters
- We are willing to consider a wide range of risks, if you have something which is non standard please give us a call and we will happily discuss the risk with you
- No maximum turnover limit
- No charge for bona fide sub contractors
- Minimum premium is only £150.00 (excluding tax and fee)
- Quick quote facility available
- Quotations available for 328 trades
- Up to 10 workers
- No minimum premium
- Contract Works
- Own Plants, Tools & Equipment
- Hire in Plant
- Employees Tools
- 20%
Cleaning Contractors
Key Advantages
- Public Liability up to £5 million
- Wide Range of Activities covered
- Wages & Turnover or Per Person rated
- Legal Expenses included as standard
- Employers Liability
- Damage to Good Worked Upon Extension
- Loss of Keys Extension
- Fidelity/Dishonesty of Employees Extension
- Financial Loss Extension
20%
£177.50 (excluding tax and fee)
Electrical Contractors
The Advance Insurance Electrical Contractors Liability scheme includes cover for installation of Electrical Vehicle Chargers with Efficacy and Legal Expenses included as standard. The schemes offer quotes for both Wages & Turnover and Per Person rated and gives options for Professional Indemnity, Business Equipment and Goods in Transit
Key Advantages
- Public Liability up to £5 million
- Wages & Turnover or Per Person rated
- Efficacy (other than security products) included as standard
- Legal Expenses included as standard
- Employers Liability
- Professional Indemnity
- Business Equipment & Tools
- Goods in Transit
20%
£177.50 (excluding tax and fee) for Wages & Turnover and £100 (excluding tax and fee) for Per Person Rated
Excess of Loss
The Advance Insurance Excess of Loss Liability provides the perfect top of the primary insurance policy with up to £10,000,000 in excess layer if the primary layer
Key Advantages
- Up to £10,000,000 in excess of the Primary Layer
- Heat Trades Considered
Land Owners
The Land Owners Liability scheme provides Public Liability cover for Grazing, Moorland, Woodland and Pastureland, Private Roads, Rough Country, Development Sites and Self Builds
Key Advantages
- Up to £5,000,000 Public Liability indemnity limit
- Employers Liability
20%
£99.00 (excluding tax and fee)
Made at Home
Our Made At Home product has options for Public, Products and Employers Liability with Business Equipment and Stock cover with premiums starting from just £99.
Eligible Criteria
- Overall turnover up to £85,000
- Maximum of 2 employees (3 for limited companies)
- Must be trading from home, commercial premises are not acceptable
- Cover can be extended for USA Exports if sold via Amazon
Eligible Criteria
Artist & Sculptor |
Arts & Craft Consumables |
Baby Clothing Manufacture (excluding soothers, pacifiers, toys, dummies) |
Bathbomb and Bath Salt/Oil Manufacturer (excluding Cosmetics) |
Bridal & Wedding Accessories Manufacturer |
Cake & Baked Goods Maker & Decorator |
Candle Manufacturer |
Cheese Manufacturer |
Clothing Manufacture |
Confectioner and Chocolate Manufacturer |
Costume Jewellery Manufacturer |
Cushions and Home Soft Furnishing Manufacturer |
Floral Displays and Arrangement |
Gin and Spirit and Alcohol Drink Manufacturer |
Glass Products Manufacturer |
Greeting Card Manufacturer |
Hair Accessories Manufacturer |
Handbag, Wallet and Purse Manufacturer |
Jam, Pickle and Preserve Manufacturer |
Lamps/Lights Manufacturer |
Perfume Manufacturer |
Picture Frame and Album Manufacturer |
Pies & Pastry Manufacturer |
Potter |
Scarves and Gloves Manufacturers |
Stationary Manufacturer |
T-Shirt Printers |
Wooden Craft Products Manufacturer (Ex WWM) -Excluding Toys |